Media Library
Explore RIC documents, loan information, media releases, brand assets and images currently available to stakeholders.
Loan products flyers
A brief side-by-side comparison of our loan product interest rates and terms.
A brief look at the benefits and features of the AgriStarter Loan.
A brief look at the benefits and features of the Farm Investment Loan.
A brief look at the benefits and features of the Drought Loan.
A brief look at the benefits and features of the AgBiz Drought Loan.
A brief side-by-side comparison of our loan product interest rates and terms.
A brief look at the benefits and features of the AgriStarter Loan.
A brief look at the benefits and features of the Farm Investment Loan.
A brief look at the benefits and features of the Drought Loan.
A brief look at the benefits and features of the AgBiz Drought Loan.
About RIC
Answers to a few of your questions regarding RIC Farm Loans
Find all our customer story videos and product information webinar replays on our YouTube channel.
Read out past customer stories of RIC loans recipients.
Answers to a few of your questions regarding RIC Farm Loans
Find all our customer story videos and product information webinar replays on our YouTube channel.
Read out past customer stories of RIC loans recipients.
Customer tools
Farm Relief Tool
A tool to connect farmers with Australian Government financial assistance and community support to help prepare for, and recover from drought, natural disaster or biosecurity events.
Learn more
Quick Quiz
Take our quick quiz tool to understand the eligibility criteria and key guidelines for each loan before considering whether to apply.
Brand
![RIC Brand Logo [Square]](https://www.ric.gov.au/sites/default/files/images/RIC%20Square%20Logo.png)
Social media content
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A RIC AgriStarter Loan has two key aims:
1. Help first generation farmers obtain their own farm business, and 2. Support next generation farm businesses with their succession plans, helping to keep Australian farms in the family. The loan can be used to refinance debt, purchase existing farm businesses, land, or infrastructure, or fund succession activities such as buying out relatives or pay succession planning costs.
To see if an AgriStarter Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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A RIC Farm Investment Loan can help eligible farm businesses to recover and prepare after a severe business impact from drought, natural disasters, or biosecurity event.
The loan can be used to fund risk management activities, refinance debt to improve cash flow, enhance productivity, and paying for operating or capital expenses to build your farm business.
To see if a Farm Investment Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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A RIC Drought Loan can help eligible farmers prepare, manage through and recover from drought.
Fund measures including water efficiency techniques, accumulating feed reserves, pay outstanding bills, pay for fodder or water cartage, planting or restocking.
If your farm business suffered a significant financial disruption because of drought over the past five years, you may be eligible for a Drought Loan.
To see if a Drought Loan is right for you, take our eligibility quick quiz at ric.gov.au/quickquiz
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau
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The variable interest rate on all concessional farm business loans including AgriStarter, Farm Investment, Drought, and AgBiz Drought, is 5.18% effective from 1 August 2024.
RIC interest rates are only reviewed twice a year bringing some certainty to RIC customers in planning their financial forecasts Since the start-up of RIC in July 2018, RIC concessional loans have saved customers an estimated $307 million in interest repayments. Farm businesses with a concessional RIC loan benefit from no application fees, no ongoing management fees, and no penalty fees for extra or early repayment.
RIC loans are not suitable for every farm business, eligibility criteria apply. Learn more here ric.gov.au/before-apply
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Instagram tag: @ ric_gov_au
Facebook tag: @ ricgovau