RIC low-interest loans for eligible farm businesses
Discover if a RIC loan is right for you
RIC offers low-interest loans to help farmers facing tough financial times due to significant impact outside of their control. Take our quick quiz to understand more about the eligibility criteria for each loan before considering whether to apply.
Our quick quiz tool is designed to be a simple guide only. This tool is not intended to be used as a self-assessment tool. RIC Agri Lending Specialists will assess individual circumstances to determine whether a RIC loan is suitable for your farm business.
All RIC loan applications are individually reviewed, subject to eligibility checks, credit policies and lending assessment criteria.
Learn more about eligibility criteria for RIC loans by taking our quick quiz.
Use this loan to:
- fund the purchase of an existing farm business
- buy out relatives during farm succession
- pay for legal costs or stamp duty
Use this loan to:
- refinance your debt
- diversify or enter new markets
- enhance your productivity
Use this loan to:
- prepare for drought
- fund drought management activities
- fund drought recovery activities
*Interest rate valid from August 2024 to January 2025.
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