Financial relief today, confidence for tomorrow
RIC keeps viable farmers farming and builds thriving regional communities.
RIC offers low interest loans to eligible farm businesses across Australia to improve cash flow during challenging times. Through interest rate savings, RIC supports farmers to manage through, recover from and prepare for drought, natural disasters and other significant unforeseen impacts.
RIC loans help accelerate business plans for first-time farmers and support succession planning. Our loans also support aquaculture and wild catch fishing businesses rebuild after the marine harmful algal bloom off the South Australian Coast.
Loans delivered since start-up
Loan funding available
RIC (Regional Investment Corporation) is a national low-interest loan specialist on behalf of the Australian Government.
The Prime Minister announced an additional $1 billion in RIC loan funding will be available beyond FY2026.
RIC has a total of $464.9 million allocated to loan funding until 30 June 2026.
Loan funding in FY2026
Loan decision timeframe
The introduction of new RIC loans by the Australian Government including the Drought Hardship Loan and the current dry conditions, are factors that may impact demand for RIC loans and influence loan decision timeframes.
Current RIC loan application volumes remain relatively stable and loan decisions are progressing within expected timeframes.
Latest RIC loan timeframes to guide what to expect after you apply.
Learn more about the RIC loan pathway and what you can do to help your application progress as quickly as possible.
Supporting regional communities
RIC loans are strengthening Australian farm businesses and building thriving regional communities. Every $1 million borrowed and repaid contributes an additional $1.1 million to Gross Regional Product (GRP) over the 10-year loan term.
